In 2005, NBC News reported that the use of checks to pay bills was declining and that the majority of people writing them were old geezers such as me. That year, the Federal Reserve reported that an estimated 36 billion checks were written, with more than half of those paper checks written by consumers.
I’m a consumer and a baby boomer—an individual born between mid-1946 and mid-1964. Writing a check is something we boomers do. I was taught in 1965 in high school how to write checks, balance a checkbook and keep track of my bank account. It was a classroom activity.